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    Each depositor’s funds within Divvy are held at SynapseFi’s partner Evolve Bank and are FDIC insured.

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About Divvy

Divvy is a new way for people to work together to borrow money, get ahead on monthly bills, and start saving.
“I’m using Divvy to feel more financially secure”

The people who need money the most shouldn’t be charged the most to access it. But these people do pay more, a lot more, on interest on credit cards or payday loans. Many people face this challenge – the Federal Reserve estimates that that 10 to 12 million Americans take out payday loans each year. We want to help these people get access to the money they need without falling further into debt – and we’re doing it by helping them, help each other.

Before we started Divvy, our finance company helped hundreds of small businesses launch and grow. Now with Divvy, we’re proud to be building a community of people supporting each other’s financial wellbeing.

About Money Pools

Money Pools are a form of community lending (also known as Susus or Cundinas) that have been around for over 1,000 years. Whether online or in a local community, participants in a Money Pool each contribute an equal amount into a common fund and then take turns borrowing from the fund. With no interest rates and the support of the community, people in Money Pools can get access to cash when they need it, without the extra burden of interest rates or excessive fees.